The changes include:

• An increase in the small claims limit from £1,000 to £5,000

• Fixed tariffs for damages

• The introduction of a self-service claims portal.

What this means is Insurers will no longer have to pay the legal costs for personal injury claims that have a value of under £5,000.

Instead injured parties will be expected to handle their own ‘small claim/s’ through an online portal or by paying for their own legal representation.

As 95% of personal injury cases will fall within the new small claims limit, this could cause you a major headache.

To Combat this we can arrange a fully underwritten Motor Legal Expenses Insurance (MLEI) Policy which offers

full protection should you be involved in an accident and need to make a personal injury claim.

It covers all legal fees with no upper or lower limit, meaning that you, the claimant will have exactly the same access to professional

legal advice and support as you did before.

As the MLEI Policy includes legal fees, you will receive 100% of your compensation as well as having the right resources to :-

KINDERTONS HAVE

• Fight to secure the best outcome on liability
• Arrange rehabilitation to start recovery process
• Instruct a medical expert to confirm injuries sustained
• Value compensation against medical evidence
• Claim for damaged personal belongings
• Recover any losses incurred including loss of earning
• Recover maximum compensation from the at fault party
• Translate legal jargon
• Provide an option for a second legal opinion
• Provide a second opinion re advice from underwriters

Please contact us to arrange this cover for you.

A lovely tribute to those loved ones lost to Covid 19.

Credit to the partnership work between Northwich Town Council, CWAC, Northwich BID, Northwich Rotarians & the Canal and River Trust.

CRS Consultants Ltd are pleased to announce that with effect from the 22^nd March 2021 we are introducing a new fully functioning and dedicated Portal with added Mobile App for all of General Insurance Personal Lines and Commercial Insurance clients.

The portal and App will enable you to do the following directly:-

1. Contact CRS in relation to any of your general insurance policies at any time of the day or night anywhere in the world
2. Upload documents
3. Notify us of a new claim and upload photographs from the scene (this will help to reduce fraud by third parties)
4. Access our Facebook and Twitter Feeds
5. Have access to your most up to date general insurance documents in one place
6. Have access to CRS Terms and Conditions of Business and Important Documents in one Place
7. Access to Websites that might be of use to you as a CRS client.
8. Pay any outstanding balance on your account

To access the site go to https://portal.csr24.co.uk/mvc/795697536  and enter your phone number, a policy number and your email address and off you go.

As and when we make a change on your policy we will make the most up to date documentation on all of your policies available to you.

                                    Tel:- 01606 48521                                    

Email:- Info@crs-consultants.co.uk

Don’t worry help is at hand. CRS Consultants Ltd are a Local Independent Insurance Broker based in the town centre of Northwich. We have been in business since 1977 supporting the local area and the local businesses. As you may be aware we were at the forefront of Storm Christoph and like other companies we have had flood cover excluded under our main insurance policy and have had to cross our fingers that flood defences like above will work. As you have seen this week these defences do not always work as the water can come from other directions, but there is hope. There is a way to get flood Insurance as a separate cover – Whether you can’t get cover, have a large excess or just want a top-up to your existing policy – there is another way. The benefits are simple:-

Fast

Insurance that pays out the full value of the settlement within days of confirming a flood. So you can recover quicker. No Loss Adjusters/Assessors.

Easy

Claims don’t come with long paperwork or lots of haggling. The Flood is confirmed and pay out the agreed amount. A simple one page settlement document.

Flexible

Control your trigger depths and payout values or even make your premium cheaper by raising stock or installing flood defences.

To find out more please contact Ian or Matt at CRS Consultants Ltd on 01606 48521 and find out how you can sleep at night knowing a storm is on the way.

If you are affected by the current weather situation and need to make a claim please email ian@crs-consultants.com or if you need to make a claim call ASPRAY on 0800 0776705 – 24 hours a day quoting CRS CONSULTANTS. 

Coronavirus (COVID 19) support is available to employers and the self-employed, including sole traders and limited company directors. You may be eligible for loans, tax relief and cash grants, whether your business is open or closed.

Click here for more details.

1st Prize – £1000,

2nd Prize – One week’s Cottage Holiday,

3rd Prize – A Cheshire sightseeing flight,

Plus lots of other great prizes!!

£2 per ticket www.northwichraffle.org.uk

As a consequence of leaving the European Union (EU), the UK entered a transition period which ends on 31 December 2020. In the event there is no agreement on the future relationship between the UK and EU, it is likely there will be a legal requirement to carry a physical document known as a Green Card when driving in Europe.

What this means

In the event it becomes a legal requirement, anyone who needs to drive their vehicles outside the UK must carry a Green Card if they are driving in an EU or specified EEA country.

The legal requirements of the Green Card system mean anyone driving abroad under a UK insurance policy must carry a physical Green Card.

If you intend to tow a trailer or caravan, you will need a separate Green Card for it.

Please contact us to arrange this.

CRS Consultants Ltd has been rated 67^th in the Financial Times Top 100 Financial Advisers 2020.

If you have a serious medical condition or have had issues with travel insurance please follow this link to provide you with help and assistance for the future – https://traveldirectory.moneyadviceservice.org.uk/en