CRS Consultants Ltd are pleased to announce that with effect from the 22^nd March 2021 we are introducing a new fully functioning and dedicated Portal with added Mobile App for all of General Insurance Personal Lines and Commercial Insurance clients.

The portal and App will enable you to do the following directly:-

1. Contact CRS in relation to any of your general insurance policies at any time of the day or night anywhere in the world
2. Upload documents
3. Notify us of a new claim and upload photographs from the scene (this will help to reduce fraud by third parties)
4. Access our Facebook and Twitter Feeds
5. Have access to your most up to date general insurance documents in one place
6. Have access to CRS Terms and Conditions of Business and Important Documents in one Place
7. Access to Websites that might be of use to you as a CRS client.
8. Pay any outstanding balance on your account

To access the site go to https://portal.csr24.co.uk/mvc/795697536  and enter your phone number, a policy number and your email address and off you go.

As and when we make a change on your policy we will make the most up to date documentation on all of your policies available to you.

                                    Tel:- 01606 48521                                    

Email:- Info@crs-consultants.co.uk

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As a consequence of leaving the European Union (EU), the UK entered a transition period which ends on 31 December 2020. In the event there is no agreement on the future relationship between the UK and EU, it is likely there will be a legal requirement to carry a physical document known as a Green Card when driving in Europe.

What this means

In the event it becomes a legal requirement, anyone who needs to drive their vehicles outside the UK must carry a Green Card if they are driving in an EU or specified EEA country.

The legal requirements of the Green Card system mean anyone driving abroad under a UK insurance policy must carry a physical Green Card.

If you intend to tow a trailer or caravan, you will need a separate Green Card for it.

Please contact us to arrange this.

CRS Consultants Ltd has been rated 67^th in the Financial Times Top 100 Financial Advisers 2020.

http://rankings.ft.com/exportranking/top-100-financial-advisers-2020/pdf

If you have a serious medical condition or have had issues with travel insurance please follow this link to provide you with help and assistance for the future – https://traveldirectory.moneyadviceservice.org.uk/en

What does the new decade bring for CRS Consultants Ltd – General Insurance Division?

In 2020 CRS are moving to a new back office support system that will enhance its opportunities to quote on Household, Motor, Motorcycle, Taxi and Van Insurance with effect from 3^rd February. The new computer system also has a commercial quote system which will improve their competitiveness on Shops, Offices, Small Fleet, Tradesman’s insurance, property owners, commercial combined and truck insurance.

In addition to this CRS also have new agencies for non standard motor vehicles, Travel Insurance, Hospitality and Catering, young drivers, family fleet, difficult to place liability & commercial risks as well as for ancillary covers such as key care, Excess Protection both commercial and private contracts, Gap Protection, gadget insurance, briefcase & handbag cover, personal accident, car rental excess protection, stand alone tools cover and many more contracts.

Other advances in 2020 include specialist third party claims handlers for all Motor Claims with access to any type of vehicle as a courtesy vehicle be it car, van, Truck or non standard. There is also a specialist third party handler for all Property Household & Commercial Claims with their own in house loss assessors.

Finally and most importantly CRS Consultants are the first Insurance Broker and Customer in Cheshire of the UK’s only parametric stand alone Flood Insurances Cover. This cover is available for all commercial insurance risks whether in a flood area or not. All claims are guaranteed to be paid out without the need for loss adjusters or unnecessary delays and settlement cheques should be received within 7 days.

This ingenious cover involves the insured deciding what level of water damage would cause damage to their building (minimum 20cm’s in some cases maximum 40cm), choosing a sum insured (minimum £10,000), taking the cover out and having a sensor fitted to the outside of their building. The sensor sends readings several times a day to a monitored station 24 hours a day and if the water level reaches the desired trigger level the claim is triggered. The settlement can be used for anything the insured wants i.e. repairs, cleaning costs, to cover the excess on their main cover or a flood exclusion, or to cover growing crops in a field or a sports field etc.

 

Motor Insurance – Brexit/Green Card

If you are planning to drive in the EU after the 31^st January 2020 you may need to be issued with a Green Card and motorists may also be required to purchase an International Driving Permit.  Each insurer has a different requirement so the golden rule is to check with your insurance provider, therefore please give us a call if you are planning on driving in Europe.

Why is a Green Card Needed?

A Green Card is an international certificate of insurance which guarantees that the motorist has the necessary third party insurance cover.  These certificates prove that customers are suitably insured to drive in these countries.  If you arrive at a border without a physical Green Card, you will not be allowed to drive in that country.  Please note electronic Green Cards are not accepted so please ensure you apply for one with enough time.

Would a Green Card cover me for all my vehicles?

You’d need a Green Card for each of your vehicles that are travelling. This is the case even if you have more than one car insured on a single car insurance policy.

Does my Green card cover me for towing?

You may require a separate Green Card for every vehicle, caravan or trailer you may be towing.

How long does a Green Card last?

Green Cards are normally valid for 15 days but if you’re going to be abroad for longer, tell your insurance provider and they may be able to extend it.

Will my UK Driving Licence be enough:

No. Some countries may set an expectation that you’ll have an International Driving Permit (IDP).  An IDP is available from your local Post Office of which there are 3 different types at a cost of £5.50 each.

Which IDP will I need?

1949 IDP: If you are travelling to Ireland, Malta, Spain or Cyprus, you may require a 1949 IDP. The 1949 convention IDP is valid for 12 months.

1968 IDP: If you are travelling to all other EU states, you may require a 1968 IDP. The 1968 convention IDP is valid for three years, or for however long your driving licence is valid if that date is earlier.

1926 IDP: A 1926 IDP is not required in any EU state. However, it is required if you plan to drive in Mexico or Somalia. You may need a 1926 IDP to drive in Liechtenstein as well.

Will I need to display a GB Sticker?

UK-registered cars will need to display a GB sticker when driving in any of the 27 EU countries – including the Republic of Ireland.  Drivers currently only need the sticker if their car does not have blue EU registration plates that display the ‘GB’ initials, but that could soon change.

What other paperwork do I need for driving in Europe?

If you drive safely and sensibly when travelling by road in Europe, you’re unlikely to encounter many problems. However, if accidents happen, or you’re stopped by local police, there are a few documents you’ll need to have at hand:

• A valid passport and personal ID. Depending on the travel agreements agreed between the UK and the country you’re travelling to, you may need these documents to enter or exit the country.
• Full photocard driving licence. Since June 8, 2015, paper counterpart licences will no longer be valid, so make sure you always carry your photocard licence.
• A copy of your DVLA driver record and a licence check code.
• Your original V5c vehicle registration document.

 

***Please note that this information was correct on January 20th 2020, but may change as the UK works on a trade deal with the EU throughout the transition period in 2020***

So if you are planning a trip abroad, please contact us so we can help you with your arrangements.

If you have queries, please do not hesitate to contact us