What is Car Insurance?
It is a legal requirement for all motor vehicles to have insurance in place or be subject to a SORN declaration, even if it is not kept or used on a public highway. UK car owners are expanding on a daily and yearly basis and the Car Insurance policy in force will cover any damage caused to or by your motor vehicle whilst being used on the public highway and also some private land.
Why would I need Car Insurance?
Car Insurance is a legal requirement in the UK and without the cover can lead to fines, vehicle impoundment and even criminal prosecutions. If you were involved in causing any damage with your motor vehicle without insurance cover then the person or persons you have hit will look for compensation from you without adequate insurance cover. If you are fully comprehensive cover having the satisfaction and security of knowing that your vehicle will be repaired in the event of an accident means that you can sleep easy at night.
Who can get Car Insurance?
UK car insurance is available for UK residents over the age of 17 with a valid licence to drive in the UK. This means that although you may have a provisional licence you are still capable of obtaining cover which complies with the UK licensing laws. CRS Consultants specialize in car insurance for all customers and have negotiated specialist schemes to protect our clients and also to save money on their insurance when available.
The Insurance terms and conditions of cover are very strict on ownership and if you have no financial interest in your car then you cannot insure the vehicle. If you are unsure of any of this please contact CRS on 01606 48521 or email info@crs-consultants.com
What types of Car Insurance can I get?
UK Car insurance is generally split up into 3 normal categories and these are:-
• Comprehensive
• Third Party Fire & Theft
• Third Party Only
What do I need to get a competitive Car Insurance quote?
All car insurance is available to purchase online or through a brokerage and although you may save money by doing everything online with out any original paperwork being sent or received you may benefit more by using a broker or using CRS Consultants who not only offer cover over the phone but we also have an office in which you can visit during the week with any queries. We can secure niche products in all area of motor and feel that our expertise in this field will only help in tailoring a suitable policy for every customer, every time.
Why Choose the UK Car Insurance Specialists CRS Consultants?
Our experienced motor insurance team are trained to deal with all aspects of motor insurance and are able to arrange cover for private cars, company cars, motorcycles and more unusual risks such as classic vehicles, kit cars or taxis.
Our personal lines team have a combined experience of over 40 years with a vast knowledge of the market enabling us to recommend the correct insurance solution to meet both your needs now and in the future. We act on behalf of a vast number of Insurance Companies to enable us to offer you competitive premiums with no compromise on the policy cover and product. Our Personal Lines team are constantly monitoring our existing insurance market and enlisting help of new insurers to ensure competitive premiums are available to our customers.
We offer a local and professional service in stark contrast to the impersonal call centres and limited products of going direct to insurance companies and pride ourselves in making the whole process of buying and maintaining our insurance policies as simple as possible.
In the event of a claim or accident we also have a specialist team of claims handlers to help ensure that your interests are properly protected and claims are handled quickly and efficiently.